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The “look back” period is the five year period extending back from the date of your application for Medicaid nursing home benefits. Medicaid requires documentary proof of all of your financial transactions during this period, to determine whether you made any gifts or transfers of your assets. Transfers and gifts that you made within the “look back” period are subject to a penalty that may delay your eligibility for Medicaid benefits.

 

For effective planning, if you are making any transfers of your assets now, the five-year look back period must be taken into account.
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