Senior Intelligence™ Blog

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Elder Law and Estate Planning
This is Strategy #18 from Lamson & Cutner’s publication, “25 Strategies to Prevent Financial Ruin from Long-Term Health Care Costs.”  Click here to see the other strategies. Elder law and estate planning go together. Everyone has heard stories of the havoc that is caused when someone with money and property dies without a Will. It's a reality […]
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Consider Staying In or Moving Back to New York
This is Strategy #22 from Lamson & Cutner’s publication, “25 Strategies to Prevent Financial Ruin from Long-Term Health Care Costs.”  Click here to see the other strategies. If you’re planning to move out of state and anticipate needing long-term care, think twice. If you’ve already moved to another state and are now in need of home or […]
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Long-Term Care Insurance Won’t Necessarily Solve the Problem
This is Strategy #24 from Lamson & Cutner’s publication, “25 Strategies to Prevent Financial Ruin from Long-Term Health Care Costs.”  Click here to see the other strategies. Long term care insurance won't necessarily solve the problem. For many people, this is often a wasteful expenditure of funds that could be better used elsewhere. At current rates ranging […]
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Understand the difference between Medicare and Medicaid
This is Strategy #4 from Lamson & Cutner’s publication, “25 Strategies to Prevent Financial Ruin from Long-Term Health Care Costs.”  Click here to see the other strategies. Understand the difference between Medicare and Medicaid. Medicare and Medicaid are both medical and health programs provided by government entities to pay benefits to senior citizens and the disabled. That's […]
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Use Different Trusts for Different Purposes
This is Strategy #9 from Lamson & Cutner’s publication, “25 Strategies to Prevent Financial Ruin from Long-Term Health Care Costs.”  Click here to see the other strategies. Another way trusts can be used is to shield cash, and monetary assets that are readily convertible to cash. For example, if you own bank accounts, Certificates of Deposit and […]
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Lamson & Cutner Approved as CE Provider for NYS Licensed Mental Health Counselors
Lamson & Cutner, P.C. was approved by the NY State Department of Education to be an authorized provider of continuing education for Licensed Mental Health Counselors (LMHCs) in New York State. With this authorization, Lamson & Cutner continues to expand the types of professionals who can benefit from learning about Elder Law and estate planning […]
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CE Credits for Certified Case Managers
Lamson & Cutner is authorized to give Continuing Education credits to Certified Case Managers. Lamson & Cutner has received authorization from the Commission for Case Manager Certification to grant Continuing Education credits to Certified Case Managers.  Case management is a collaborative process that assesses, plans, implements, coordinates, monitors, and evaluates the options and services required to meet […]
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How to Review Your Finances After the Death of a Spouse: The First Three Steps
Your spouse has passed away, and now you’re on your own.  The funeral or memorial service is over, and it’s time to look forward.  You know you need to get a handle on your financial picture and plan for the future.  But where should you start?  It’s depressing, daunting, and nerve-wracking even to think about.  […]
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Hospital Inpatient vs. Outpatient Observation Status - Why It's Important
When individuals are admitted to a hospital, they can be designated as “inpatient” or under “observation status.”  Many patients are unaware of these designations, which can have far-reaching consequences for billing and for subsequent treatment.  These consequences are of particular concern to seniors who are covered by Medicare. Medicare Part A pays for hospital inpatient […]
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Assisted Living and Memory Care: What’s the Difference?
Today, individuals have several different long-term care options, depending on their needs   According to the U.S. Department of Health and Human Services, approximately  70% of individuals over the age of 65 will need long-term care at some point. Most people want to stay at home as long as they can, and many of them will […]
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