Long-term care is typically needed by people who suffer from a chronic illness or cognitive impairment. Depending on the severity of the illness or impairment, a different type or level of care may be needed.
Home Care is for those who need assistance with performing the activities of daily living (the “ADL’s”). These include: bathing, toileting, dressing, transferring, and eating.
Assisted Living is usually for those who want or need an environment that provides security and socialization.
Nursing Home Care is for people who require skilled medical and nursing care on a continuing basis.
Unfortunately, all of these long-term care services are very expensive, particularly if you live in the NYC Metropolitan Area.
Most people can’t afford long-term care without depleting their life’s savings and even putting their home in jeopardy.