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Don’t Prepare Your Own
Medicaid Application


7. Don't fill out your own application. Some people think they can save money on legal fees by preparing their own Medicaid applications. However, the application is a complicated document that most find confusing. Eligibility can often only be won with complex legal and financial planning, to overcome Medicaid obstacles. Even nursing home professionals, who deal with Medicaid on a daily basis, frequently refer prospective residents to an Elder Law firm for this reason.

Trying to complete your own application can be daunting. If you make mistakes due to unfamiliarity with government regulations, you may compromise or lose your ability to qualify for benefits. Loss or delay of eligibility may ultimately have a devastating financial impact on you. So it's generally not a good idea to handle it yourself. Get professional assistance.

In addition, sometimes there are unusual issues, requiring special handling that only an Elder Law attorney can provide. In one case of this sort, Lamson & Cutner helped a middle-aged, single woman who immigrated to the United States, and was subsequently diagnosed with cancer. She needed chemotherapy, medication, as well as physician and hospital coverage.

We transferred her assets out of her name, and filed a Medicaid application for her. She was approved for a level of benefits that gave her 100% coverage, and allowed her to choose her own doctors. Without the extra attention her case received, it's likely she would only have been covered by an HMO.

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25 Strategies to Prevent Financial Ruin
from Long-Term Health Care Costs

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